Can acquisition finance combine more than one lender?

Yes, this is common. Different assets within a deal, such as machinery, invoices or property, often suit different specialist lenders, and structuring across more than one can secure better overall terms.

What's the difference between an MBO and an MBI?

An MBO (management buyout) funds an existing management team buying the business they already run. An MBI (management buy-in) funds an external manager or investor acquiring a controlling stake.

Can the target business's own assets help fund the purchase?

Often, yes. Machinery, equipment or a sales ledger already within the target business can sometimes be refinanced as part of the completion funding.

How quickly can acquisition finance be arranged?

This depends heavily on the complexity of the structure and the number of lenders involved, but our specialists work to your completion deadline from the first conversation.

Working Capital & Invoice Finance

WORKING CAPITAL FINANCE

Cash flow that keeps pace with growth.

We arrange business loans, invoice finance, revolving credit facilities, stock/trade finance and refinancing structured to release cash, strengthen liquidity and support growth.

Find a finance solution

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FLEXIBLE FACILITIES

Invoice finance, stock & trade finance, revolving credit facilities and business loans.

ACCESS TO CASH

Invoice finance, stock & trade finance, revolving credit facilities and business loans.

BUILT TO SCALE

Facilities that can increase as your business and funding requirements grow.

MULTIPLE OPTIONS

Secured and unsecured solutions from a range of specialist lenders.

WHAT WE ARRANGE

Finance built around your cash-flow cycle

Invoice finance

Release cash tied up in unpaid invoices, with factoring and confidential invoice discounting options available.

Discuss invoice finance

Revolving credit facilities

Flexible funding you can draw, repay and reuse as your working capital requirements change.

Discuss credit facilities

Stock finance

Funding to purchase inventory and stock without placing the full cost on your existing cash reserves.

Discuss trade finance

Trade finance

Fund supplier payments and fulfil customer orders before receiving payment from your customer.

Discuss trade finance

Business Loans

Term funding for growth, cash flow, expansion, refinancing and other business requirements.

Discuss trade finance

Refinancing

Restructure existing borrowing to improve cash flow, consolidate facilities or release additional working capital.

Discuss trade finance

FINDING THE RIGHT WORKING CAPITAL SOLUTION

01 - UNDERSTAND THE REQUIREMENT

We look at what you need the funding for, how much is required and the timescales involved.

02 - REVIEW THE BUSINESS

We consider your financial position, cash-flow cycle and existing borrowing to understand what is achievable.

03 - STRUCTURE THE FACILITY

We identify the most suitable type of funding and approach lenders suited to your requirements.

04 - TAKE IT THROUGH TO COMPLETION

We manage the process with the lender through approval, documentation and release of funds.

Discuss your requirements

CONFIDENTIAL INVOICE DISCOUNTING · LEGAL SECTOR

£700,000

Arranged for a growing law firm needing to fund payroll and disbursements without waiting on client billing cycles, while keeping the facility invisible to clients under SRA confidentiality requirements.

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Facility type → Confidential invoice discounting

Advance rate → 99% of invoice value

Discount fee → 0.075% per day

Structure → Side-letter addendum for SRA confidentiality

Sector → Legal (law firm)