£50k–£2m+
Facility sizes from individual properties to larger portfolio transactions.
SHORT & LONG TERM
From bridging and development finance through to commercial mortgages.
TIME-SENSITIVE
Funding options for transactions where completion timescales matter.
FUNDING OPTIONS
Every property transaction needs the right structure.
Bridging finance
Short-term funding for acquisitions, auction purchases, refinancing and properties requiring works.
Commercial mortgages
Longer-term finance for owner-occupied and investment commercial property.
Development finance
Staged funding for ground-up developments, conversions and substantial refurbishment projects.
Semi-commercial & mixed-use
Finance for properties combining commercial and residential elements.
Property refinance
Refinance existing borrowing, release equity or restructure property debt.
Portfolio finance
Funding structured across multiple properties for refinancing, consolidation or further acquisitions.
IN PRACTICE
Where this finance gets used
Typical scenarios where the right structure and timing can make a material difference.
Auction purchase against the clock
A completion deadline of 28 days ruled out a conventional mortgage, so bridging finance secured the lot with a clear refinance exit.
Refurbishment before refinance
Short-term finance funds the purchase and works before refinancing onto a longer-term facility once the project is complete.
Ground-up development
Staged development finance released in line with build milestones, keeping the developer's own capital free for the next site.
Portfolio refinance
Consolidating several properties under one facility to release equity for further acquisitions.
